I think everyone I know is trying to find different ways to save money. With so many people out of work, not enough work, and just not getting paid enough, things in the economy can’t change soon enough. The best thing to do, and what I have found to work well, is to go down your list of expenses.
First off, if you currently have an auto loan, look and see what your interest rate is. If your credit has improved since you got the vehicle then it’s possible that you can qualify for auto refinancing. Easy auto loan refinance is a simple way to lower you interest rate on your loan and you can even refinance after bankruptcy. If your credit has only improved a little, you may still qualify for bad credit auto loan refinance. It can’t hurt to check it out and you have nothing to loose except a high car payment.
Another thing that people pay a lot for that is pretty unnecessary is a home phone. That’s right, a land line that actually plugs into a wall, in your house. There really are people that still have these; though I have no idea why. They are usually over 50 and have had the number for the last 30 years, so maybe that’s part of it. With the invention of cell phones, a land line is just an extra added expense. Now, you probably won’t save as much as you would with auto refinancing or bad credit auto loan refinance but it’s a start.
I’m sure you get the idea, so get started listing your bills, and go through them slowly trying to find anyway you can possibly save money. You may be surprise how much money you are needlessly spending each and every month. Now wouldn’t it be great to have that extra cash for more than just bills?
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